Privacy Policy for Finny

Effective Date: 24 May 2025

Welcome to Finny, operated by ThinkFinny Tech Labs Private Limited ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our mobile application Finny and our websites finny.club and finny.money.

1. Information We Collect

We may collect the following types of information:

  • Personal Identification Information:
    Name, email address, mobile number, etc.
  • Financial Information:
    If you consent to Account Aggregator (AA) integration.
  • Provident Fund Information:
    Accessed from EPFO, with your consent.
  • Credit-related Information:
    Sourced from authorized credit bureaus, with your consent.
  • Device Information:
    Includes device type, operating system, and app usage data.
  • Communication Data:
    Includes interactions through all means with our advisory, support and other teams.

2. How We Use Your Information

Your information helps us to:

  • Provide financial planning and advisory features.
  • Personalize your experience within the app.
  • Comply with legal and regulatory obligations.
  • Analyze app usage to enhance performance and features.

3. Sharing and Disclosure

We do not sell your personal data. However, we may share your information with:

  • Authorized Financial Institutions:
    Such as account aggregators and credit bureaus, with your consent.
  • Service Providers:
    Who process data on our behalf under strict confidentiality agreements.
  • Regulators or Legal Entities:
    If required under applicable law.

4. Data Security

We apply robust technical and organizational safeguards to protect your data, including:

  • Data encryption
  • Secure access controls
  • Regular audits and monitoring

5. User Consent and Control

You are in control of your data. You may:

  • Manage permissions, such as SMS access and financial data sharing.
  • Withdraw your consent at any time through consent managers like Account Aggregator.
  • Request data deletion by contacting support@finny.club.

6. Children’s Privacy

Finny is not intended for users under 18 years of age. We do not knowingly collect information from children.

7. Changes to This Policy

We may update this Privacy Policy occasionally. Significant changes will be communicated via:

  • Email notifications
  • In-app notices

8. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

ThinkFinny Tech Labs Private Limited
📧 Email: support@finny.club
🏢 Address: 17143, Prestige Lakeside Habitat, Gunjur, Bengaluru, India - 560087

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